Monthly living cost comparison – Germany vs. Majestic Empire Residences (Philippines)
- Matthias Brandl
- Aug 30
- 2 min read
Many German seniors today have to make do with a pension between €900 and €1,350 . Women often receive closer to €900 , while men receive closer to €1,350 .
However, the cost of living in Germany is constantly rising – rent, energy, food, and insurance often consume a large portion of pensions. For many, this means little room for health, leisure, or small everyday expenses.
At the Majestic Empire Residences in the Philippines, however, life is significantly more affordable – while offering greater comfort , a tropical climate , and a supportive community . Here, seniors can enjoy their retirement worry-free , without having to constantly watch every penny.
Monthly cost comparison for homeowners
Cost | Germany – Pensioners | Majestic Empire Residences – Apartment | Majestic Empire Residences – House |
Rent | 650 € | Home ownership | Home ownership |
Community fee (maintenance & administration) | – | 62.50 € | 78.13 € |
Electricity | 150 € | 45 € | 55 € |
Water | 50 € | 15 € | 20 € |
Internet (Starlink pro rata) | 50 € | 20 € | 20 € |
Groceries | 350 € | 200 € | 200 € |
transport | 90 € | 35 € | 35 € |
Leisure / Restaurant | 150 € | 75 € | 75 € |
Visa (average/month) | 0 € | 34 € | 34 € |
Total / Month | 1,490 € | 486.50 € | 517,13 € |
Monthly cost comparison for tenants
Cost | Germany – Pensioners | Majestic Empire Residences – Apartment | Majestic Empire Residences – House |
Rent | 650 € | 290 € | 350 € |
Community fee (maintenance & administration) | – | 62.50 € | 78.13 € |
Electricity | 150 € | 45 € | 55 € |
Water | 50 € | 15 € | 20 € |
Internet (Starlink pro rata) | 50 € | 20 € | 20 € |
Groceries | 350 € | 200 € | 200 € |
transport | 90 € | 35 € | 35 € |
Leisure / Restaurant | 150 € | 75 € | 75 € |
Visa (average/month) | 0 € | 34 € | 34 € |
Total / Month | 1,490 € | 776.50 € | 867.13 € |
What this means in concrete terms
With pensions of approximately €900– €1,350 (women often closer to €900, men closer to €1,350), there is hardly any room for manoeuvre in Germany after fixed costs.
In the Philippines, the running monthly costs for property are often only ~385–410 € , which is about a quarter to a third of the German costs.
Result: Better quality of life , more budget for health, leisure and small help in everyday life.
Benefits of the Philippines for Seniors
Significantly lower running costs (no rent, low utilities & food)
Warm climate → no heating costs, more outdoor activity
More living comfort for less money (condominium or house instead of expensive rent)
Community & security in a German-speaking retirement home
Support in everyday life (cleaning, small errands) possible at low cost
Comments