Purchase of life insurance policies
"Why wait when your money could already be yours?"
Your Money Should Not Wait – It Should Work
Why wait for years for an uncertain and continuously shrinking payout from your life insurance policy?
We put an end to empty promises: Turn your policy into cash – fast, secure, and guaranteed. So you can fulfill your
dreams – for example, owning your own house in the paradise of the Philippines.
Purpose of the Purchase
The purchase of life insurance policies, pension plans, Riester contracts, building savings contracts, and similar policies gives you the opportunity to finally make the capital you have paid in over decades freely available again.
Instead of passively accepting declining returns, high costs, and legal reductions, you receive a fair payout from us – no later than within 18 days.
Benefits for the Customer
Fast Liquidity
Payout no later than the 18th day after submission of all documents – your money is immediately available to you.
Purchase Guarantee
We guarantee the purchase of policies from German and Austrian insurance companies, as well as contracts concluded under German or Austrian law.
Wide Contract Coverage
We purchase life insurance policies, pension plans, Riester contracts, building savings contracts, accident insurance with premium refund, and state-supported future pension products.
More Money Through Bonus & Tax Effects
40% capital gains tax bonus for policies concluded after 2005 (for persons taxable in Germany).
Loss offset possible: The difference between contributions paid and the sale price may be claimed for tax purposes.
Legal Security
Cooperation with renowned consumer protection lawyers, seamless follow-up processing, and monitoring of your policies even after cancellation.
Experience & Trust
More than 20 years of experience in purchasing insurance policies and contracts. We handle the complete process for you.
The Process
You submit your documents to us.
We review the policy legally and actuarially.
Within a few days, you receive approval.
Your payout is guaranteed no later than the 18th day after receipt of complete documentation.
Your Advantage: Freedom Instead of Waiting
Your money finally works for you – not for insurance companies.
Use your payout to fulfill your dreams:
your own house or apartment in the sunny paradise of the Philippines,
financial independence in retirement,
or simply more security and quality of life.
Act Now
The longer you wait, the more you lose.
Turn your policy into cash – and your money into joy of life.
👉 Only a few documents are required for the sale of your insurance:
Purchase & Assignment Agreement (fully completed and originally signed)
Original policy document from the insurance company (insurance certificate)
Latest value statement of your insurance policy
Copy of the policyholder’s identification document
For Riester and UPR contracts, please use this form.
Please send these documents to: PACTA Invest GmbH, Karlstraße 24, 84034 Landshut, Germany
For the sale of your occupational pension plan, the following additional requirements must be considered in addition to the documents listed above:
The Purchase & Assignment Agreement including power of attorney must be completed by both the employee and the employer.
An extract from the commercial register is additionally required.
👉 Contact us today!