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Rent-to-own

Rent-to-own – secure your spot now, move in immediately

Rent-to-own is one of our biggest attractions. It's designed for people who will retire in 2-3 years or who are currently liquidating assets (e.g., car, apartment, small house) and still want to secure a unit today. Important: After payment of the deposit, your unit will be built; you can move in immediately upon completion, while the remaining balance continues to be paid in convenient monthly installments. Rent-to-own is not simply renting – it always requires a deposit.

Basic principle

  • Down payment today, remaining balance in installments.

  • Construction & Move-in: Construction of your apartment/house begins after the down payment. Move-in is possible immediately after completion/acceptance – without having to wait for the final payment.

  • The rent-to-own price includes the interest/installment surcharge (due to installment payments) and is higher than the immediate purchase price.

  • Furthermore, no additional interest is charged – the surcharge is already included in the rent-to-own price.

  • Repayment of the remaining balance is possible at any time.

Terms & Figures

House (rent-to-own)

  • Regular purchase price: €49,900

  • Rent-to-own price (incl. interest/installment surcharge): €53,900

  • Down payment: €34,000 (≈ 68.1% of the regular purchase price)

  • Remaining balance after down payment: €19,900

Examples of installment payments for the remaining amount of €19,900:

  • 3 years (36 months): approx. €552.78 / month

  • 5 years (60 months): approx. €331.67 / month

Apartment (rent-to-own)

  • Regular purchase price: €34,900

  • Rent-to-own price (incl. interest/installment surcharge): €37,900

  • Down payment: €23,000 (≈ 65.9% of the regular purchase price)

  • Remaining balance after down payment: €14,900

Examples of installment payments for the remaining amount of €14,900:

  • 3 years (36 months): approx. €413.89 / month

  • 5 years (60 months): approx. €248.33 / month

In short

  • Secure your spot now: construction after down payment, move in immediately after completion.

  • High down payment → low remaining debt and moderate monthly installments.

  • Rent-to-own price (house €53,900, apartment €37,900) includes the interest/installment surcharge; no additional interest.

  • Early repayment of the remaining amount is possible at any time.

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